Chesapeake Public School Employees' Credit Union Inc., your
member owned financial institution, is committed to providing you
financial products and services to meet your needs and reach your
financial goals. We are equally committed to protecting our members'
privacy. You can be confident that your financial privacy is a priority
of this credit union. We are required by law to give you this privacy
notice to explain how we collect, use and safeguard your personal
financial information. If you have any questions, please contact a
member service representative at 757-482-4421.
Information We Collect and Disclose About You:
We collect and may disclose nonpublic personal information about you from the following sources:
- Information we receive from you on membership and loan applications and other forms:
- Information about your transactions with us or others:
- Information we receive from a consumer reporting agency:
- Information obtained when verifying the information you provide on an application or other forms,
such as from your current or past employers or from other institutions where you conduct financial
transactions.
We may also disclose all the information we collect, as described previously
and as permitted by law, to companies that perform marketing services
on our behalf or to other financial institutions with whom we have
a joint marketing agreement. To protect our members' privacy, we only
work with companies that agree to maintain strong confidentiality
protections and limit the use of information we provide. We do not
permit these companies to sell the member information we provide to
other third parties.
In order to conduct the business of the credit union, we may also disclose nonpublic personal information about you under
other circumstances as permitted by law. These disclosures typically include information to process transactions on your
behalf, conduct the operations of our credit union, follow your instructions as you authorize, or protect the security of
our financial records.
If you terminate your membership with the Chesapeake Public Schools Employees Credit Union, we will not share information we have
collected about you, except as permitted or required by law.
How We Protect Your Information:
We restrict access to nonpublic personal information about you to those employees who have a specific business purpose in
utilizing your data. Our employees are trained in the importance of maintaining confidentiality and member privacy. We
maintain physical, electronic, and procedural safeguards that comply with federal regulations and leading industry practices
to safeguard your nonpublic personal information.
What you can do to help protect your privacy:
Chesapeake Public School Employees' Credit Union Inc.' is committed
to protecting the privacy of its members. Members can help by following
these simple guidelines:
- Protect your account numbers and PINs(personal identification
numbers) and passwords. Never keep your PIN with your credit card
which can provide free access to your accounts if your card is
lost or stolen.
- Use caution when disclosing your account numbers, social security
numbers, etc. to other persons. If someone calls you, explains
the call is on behalf of the credit union and asks for you account
number, you should beware. Official credit union staff will have
access to your information and will not need to ask for it.
- Keep your information with us current. It is important that
we have current information on how to reach you. If we detect
potentially fraudulent or unauthorized activity or use of an account,
we will attempt to contact you immediately. If your address or
phone number changes, please let us know.
If you have questions concerning this notice, please do not hesitate to
call us - we are here to serve you.
Complaints or concerns about this site should be
directed to:
CPSE Credit Union
544 Battlefield Blvd. S.
Chesapeake, VA 23322
Phone: 757-482-4421
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